Adv. Manu Gera

NRI, PIO, OCI Laws

⚖️ Adv Manu Gera – NRI, PIO & OCI Legal Expertise

While the specific page offers limited detail, the firm’s profile suggests a full-service legal practice specializing in:

  • OCI / PIO registration and compliance

  • Advice on rights and restrictions under overseas citizenship status

  • Handling revocation, disputes, and legal representation before Indian courts

  • Strategic guidance for NRIs, particularly in property, compliance, immigration, and legacy matters

📚 Legal Framework & Eligibility Overview

OCI (Overseas Citizen of India):

Eligibility:

PIO (Person of Indian Origin):

  • Scheme phased out in 2015; all PIO cards are being converted into OCI by end of 2025 (extension granted recently) DBS Bank+5Reddit+5Belong+5.


🛂 OCI Benefits & Privileges

Under Section 7B(1) of the Citizenship Act and successive government notifications, OCI cardholders are entitled to:


🚧 Restrictions & Legal Limitations

Despite many perks, OCI status comes with significant limitations:

  • No political rights: cannot vote, hold public office or constitutional government jobs Wikipedia+15nri.gujarat.gov.in+15Tata AIA Life Insurance+15.

  • Cannot acquire agricultural/plantation property; eligible only to buy non-agricultural assets SCC Online+5Mondaq+5nri.gujarat.gov.in+5.

  • For regulated professions (e.g. law, medicine, architecture, accounting), OCIs can practice but may need licensing under respective Acts SCC Online+1Reddit+1.

  • Activities like journalism, research, religious preaching, mountaineering require prior government approval or specific visa paperwork Reddit.

  • Lack of Aadhaar card eligibility hampers access to financial services, internet connections, and local utilities—a major practical constraint Reddit.

  • Tax-related restrictions: cannot open PPF, NSC, Sukanya Samriddhi accounts; mutual fund platforms may restrict access; foreign assets must be reported to INCOME tax authorities SCC Online+4Reddit+4TaxGuru+4.

  • Government retains authority to revoke OCI cards for concealment of facts or perceived security threats; recent cases show OCI revocations tied to journalistic criticism or political views The Guardian+1TIME+1.


🛃 PIO to OCI Transition Timeline

  • The PIO scheme was discontinued in January 2015, and all PIO cardholders must convert their cards to OCI status by December 31, 2025 (deadline extended from December 2024) Mondaq+11NoBroker+11Belong+11.

  • Existing PIO cards remain valid until end‑2025 but conversion is strongly advised.

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